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Sample letter of the alphabet format to bank to file a complaint/ grievance

Want to file a complaint in your bank? Let'southward read that how can yous write a alphabetic character if staff is misbehaving or if there is undue delay in loan approval or whatever other reason.

In the nowadays era, cyberbanking is the backbone of a financial body of whatsoever country. Infact, in Bharat, with the introduction of 'Pradhan Mantri Jan-Dhan Yojana (PMJDY)', approximately most of the Indians are now having the privilege of a banking concern account. Housewives, senior citizens, entrepreneurs, businessmen, salaried persons, students, all need a bank account for one or another person. But what to do if yous are unsatisfied with the services? Most of the people close their account and reopen an business relationship in another banking company. Just is this the only solution? A big 'NO'.

What to do if I am unsatisfied from my banker ?

First of all, I shall like to present a possible list of all reasons for which you could exist unsatisfied from your banking company branch. The reason can exist any of the post-obit:

• Staff speaks rudely.


• Personnel does not provide you correct guidance.


• You had sufficient remainder in your account but the bank check is dishonored for the reason of 'Insufficient funds'.


• There is an undue delay or rejection of loan approval.

Ordinarily, what people practise- they shut their account and reopen an account in another banking concern. Merely this is not a solution. Instead, you should write a complaint letter to the depository financial institution director. Don't worry! If you don't know how to write a letter, and then here I am providing sample letter formats which yous can follow to report your grievance.

How to write a letter to bank for staff complaint

If y'all are not getting satisfactory services from the end of depository financial institution'due south personnel, then you can use the following letter format.

To,
The Manager,
{Name of the bank}
{Branch name}
{City/ commune name}

Subject: Complaint letter of the alphabet for staff misbehavior

Sir/ Madam,
I am an business relationship holder in your bank since terminal ii years. My saving/ current number is _______ (mention your business relationship number). I want to bring this to your kind attention that the staff in your bank branch does not acquit properly with its valuable customers. Not but me, many other people are as well unsatisfied due to the aforementioned reason. They are always busy in their personal gossips/ They speak very harshly whenever nosotros ask them anything/ They do not provide us right guidance (mention your reason) whenever we need it from their finish.

I request you lot to take advisable action and warn them to provide u.s.a. services that nosotros deserve.

Thanking you.

Your sincerely,
{Your signature}
{Your proper name}
{Your saving/ electric current business relationship number}
{Place}
{Engagement}

How to write a letter to bank to complaint about undue delay or rejection of loan approval

Scenario: You applied for a loan and yous are called once more and over again past concerned persons for this or that reason, only at last, your loan is not approved proverb that you lot are non eligible. You asked, "What should I do then?" and they didn't entertain your question.

To,
The Manager,
{Proper name of the banking company}
{Branch name}
{City/ district name}

Subject area: Undue delay or rejection of loan blessing

Sir/ Madam,
I am an account holder in your bank with my saving/ current number _______ (mention your account number). I had applied for (type of loan) loan in your esteemed depository financial institution. But the loan is not approved for one or another reason. I have fulfilled all conditions every bit demanded past your bank staff merely now they are saying that the loan cannot be approved for the reason (provide the reason of rejection every bit given by staff).

I request you to consider my awarding again and guide me that what should I practise to get approval.

Thanking you.

Your sincerely,
{Your signature}
{Your name}
{Your saving/ current account number}
{Identify}
{Date}

How to write a letter if your cheque is dishonored without whatsoever fault

Scenario: You had sufficient funds in your account, just still your cheque is dishonored with the reason of 'Bereft funds' or any such reason.

To,
The Manager,
{Proper name of the banking company}
{Co-operative proper name}
{Metropolis/ district proper name}

Subject: Undue dishonor of cheque

Sir/ Madam,
I am an business relationship holder in your bank with my saving/ current number _______ (mention your account number). I had issued a cheque of Rs. fifty,000 in favor of G/south ABC Ltd. but my cheque is dishonored on the ground that there are bereft funds in my depository financial institution account. When I checked, I found that in that location were Rs. 74,000 in my business relationship on said date.

I request you to take necessary action as presently as possible and credit the cheque bounce charges into my account.

Thanking you.

Your sincerely,
{Your signature}
{Your proper name}
{Your saving/ current account number}
{Place}
{Date}

Note:

1. Replace the font in italic with your details/ particulars.


2. In instance of second letter format, mention the sentence 'I am an account holder in your banking company with my saving/ current number _______' only if yous are an existing account holder in that bank branch. Here I would like to mention that technically it is not mandatory to be an existing account holder in same depository financial institution branch but practically applicant is asked to open up an account to comply with KYC norms earlier because loan application and for EMI etc. afterwards sanction of loan.


3. In example of third letter of the alphabet format, be sure that your check was dishonored due to an inappropriate/ unauthentic reason

You can likewise take advantage of toll-gratuitous client intendance number to club your complaint. If your complaint is not entertained within a period of 30 days, and so yous tin contact cyberbanking ombudsman. Nowadays, most of the banks take Grievance Redressal Officer at Caput/ Branch Function. Customer Grievance Redressal Policy is too laid down by almost of the banking institutions. You should savour full privilege of your rights and get maximum satisfaction from your banking services.

Disclaimer- The format every bit well every bit information provided above is correct to the best of our knowledge. Readers are brash to use their own judgement skills before taking whatsoever action.

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Source: https://www.indiastudychannel.com/resources/166007-Sample-letter-format-to-bank-to-file-a-complaint-grievance.aspx

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